Paul Smith Full Zip Knit Cardigan Navy

Klarna are a Swedish payment service provider who are partnered with Mainline Menswear to take complete responsibility for the payment of your order. Klarna are one of the fastest growing payment options globally with over 60 million customers supported, plus the phrase ‘Klarna It’ is becoming common amongst regular online shoppers. So, what is Klarna?

• Klarna provides two available payment options.
• No sign up or account required.
• No credit application, no interest and no fees when you pay on time.
• No extra paperwork – just instructions and a friendly reminder from Klarna to pay for what you keep.
• You can choose to either 'Pay in 30 days' or 'Pay in 3 instalments' at checkout.

Clearpay is a payment service allowing us to offer customers the ability to make purchases instantly and then pay for them in 4 automatic instalments made every 2 weeks without any interest.

• Just shop on our website and check out as normal. At checkout, choose the Clearpay payment method.
• You will be directed to the Clearpay website to register and provide payment details (Visa, Mastercard or AMEX).
• If you’ve used Clearpay before, just log in to your Clearpay account.
• Then complete your order – easy!

View our Clearpay FAQs here

Clearpay lends you a fixed amount of credit so you can pay for your purchase over 4 instalments, due every 2 weeks. Ensure you can make repayments on time. You must be over 18 years of age and a permanent UK resident (excluding Channel Islands).

Clearpay charges a £6 late fee for each late instalment and a further £6 if it's still unpaid 7 days later. Late fees are capped at £6 for orders under £24 and the lower of £24 or 25% of the order value for orders over £24.

Missed Payments may affect your ability to use Clearpay in the future and your details may be passed onto a debt collection agency working on Clearpay's behalf. Clearpay is credit that is not regulated by the Financial Conduct Authority. T&Cs and other eligibility criteria apply here

PayPal Pay in 3 is an interest-free loan that lets you split your basket into 3 payments, with the first due at time of purchase and subsequent payments due every month on the same date.

It’s a great way to spread the cost of larger items or to cover emergencies, and is a helpful tool to manage your budget more effectively.

Please note that Pay in 3 is a form of credit, so carefully consider whether you can afford the repayments and possible impact to your credit score.